Mortgage Loan Brokers & Advisor in Dubai


Get a free 30 minutes consultation

If you are looking around for the best mortgage loan in Dubai and the UAE get in touch with Cozmo Mortgages. Our qualified and experienced mortgage brokers in Dubai will listen to your requirements, discuss all your mortgage loan options, and offer you unbiased mortgage advice. Let us take the hassle out of your mortgage loan application process in UAE. Book your free consultation with Cozmo Mortgages now!

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Our Mortgage Services

We assist in all the paperwork and process to get an easy mortgage loan in UAE for Handover Payments, both for projects at the Handover or Near-Handover stages.

Residential Property

Loans for all types of Freehold Residential Properties.
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New Mortgage

Avail up to 85% Loan for your new property or home in UAE at competitive interest rates amongst the top 30 banks in the region.

Is this your first home purchase experience?
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Equity Release

Cozmo Mortgages offers loans of up to 70-80%, enabling you to reuse the money for renovations or for a new property to expand your portfolio.

Is your existing property in need of a loan?
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Loan Buyout

Choose Cozmo Mortgages for lower interest rates from among 30+ renowned banks to choose from.

Are the current bank rates keeping you worried?
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Non Resident Mortgages

No matter where you live, you have access to mortgage loans in UAE that best suit your purpose for handling property. Speak to our advisor today.
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Handover Payment

Whether it is a Near-Handover or Handover Payment, Cozmo Mortgages has your back.

Is your new home ready to be handed over?
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Buy-to-let Mortgage

If you plan to invest in Dubai property or are looking for a home, our professional services can source the lowest interest rates and easy mortgage loan plans to help maximize your ROI.
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Islamic Finance

Shariah-compliant finance options for all types of real estate financing.
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Commercial properties like offices, warehouses, shops, and other commercial properties require meticulous and diligent work; we make it easier for you to purchase in the commercial space.
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Multiple Units

Purchasing multiple units requires in-depth knowledge and planning involving multiple contractual obligations, lending institutions, and brokers. Our dedicated mortgage experts will ensure we do not miss any detail or deadline.
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Refinance / Balance Transfer

Renegotiate your existing mortgage terms with another Bank.
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Plot & Land Finance

Mortgages for plots and all types of land across UAE.
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Construction Finance

construction Mortgage is typically a short-term loan (usually the one-year maximum) used to cover the cost of building your home.
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Help You With Refinancing

We will arrange cash out today on your fully paid completed units for land or residential, commercial, and building.

Will Arrange Building Finance

60% finance available for a new purchase or cash out on your existing building based on the rental income of the building

Supporting with Buyout

We will assist you in obtaining relief from your existing bank charging you high rates by finding you the cheapest rates to reduce EMI

Finance for Commercial & Land

Whether you are looking for a new shop, office, warehouse, or land – we will find for you a suitable option on the market

Non Resident Mortgage Loan in UAE

Getting you up to 70% finance for your new purchase of residential or commercial or cash out on your fully paid property.

Our Partners

Working with leading UAE banks, we as a trusted mortgage brokerage firms in Dubai guarantee you the most suitable conditions.

Frequently Asked Questions

Why to Choose Cozmo Mortgages as Financial Brokers in Dubai?

Tailor-made solutions for Handover and Near-Handover Payments
Best Interest Rates over 30+ Banks
Ideal for UAE Expats and Non-Residents
Support for all types of properties and handovers
Fast & Genuine Offers
Personal Human Interaction
Tailor-Made Solutions

What if I’m not a UAE resident? Am I eligible for a mortgage loan in UAE?

Funding in the UAE is available to non-residents. The maximum loan-to-value available in this case will be 75%. Terms and rates depend on your profile.

Maybe it's better to ask the bank for a mortgage loan directly?

Banks offer standard mortgage loan products that may not suit you. However, you can save thousands with the right mortgage conditions due to our advice. As a trusted mortgage advisor our experienced mortgage experts will do consultation with you to find a best mortgage loan that fits your specific requirements.

What are the current mortgage rates in the UAE?

Mortgage rates change monthly. We know the latest rates and will help you to find the best conditions.

What documents are required to get a mortgage loan in UAE?

It depends on your situation. We are here to help you in finding best mortgage loan in Dubai and the UAE.

How much can I borrow?

This depends on your profile, such as your salary, employment status, visa, and your existing liabilities. For a more direct answer, just sent us your contact, and our mortgage advisor will call back you.

What is the minimum deposit?

Again, this is individually, so our motgage experts will assist you to calculate it.

I still have some questions about getting a mortgage...

Email us or call +971 569616109 anytime. We’re always here for you. Or just sent us your contact, and we’ll call back to help you to find the ideal mortgage loan package on the UAE market.


Paul Riley


In Cozmomortgages they really know the best mortgage loan deals, real estate market and, most importantly, bank rates in the Emirates. I have suggested a good solution. Thanks.

Ksenia Zakharova


Satisfied with this service. Especially compared to Russia. Good mortgage company, with a wide range of real estate, flexible terms, and interest rates.

Oleg Smirnov


The loan of the developer did not suit because of the huge overpayments. I realized that I need the help of loan experts, they know the nuances. So Cozmo found a mortgage with much better rates.

Why Hire Cozmo Mortgages as Your Mortgage Advisors in Dubai?

Researching the market for the best mortgage loan in Dubai can be time-consuming. When you hire us, we save your time and effort by carrying out all the legwork for you. Our experts with sound financial knowledge and expertise can guide you in evaluating the available mortgage options and making the right decision. Direct visits to a bank or financing institution only give access to a limited number of mortgage loan in the UAE. With Cozmo Mortgages, you can have access to more competitive interest rates than those offered by traditional lenders. As a reputed mortgage broking company, we are well-acquainted and connected with trusted mortgage lenders across the UAE, which helps uncover the deals best suited to your specific requirements.

Our mortgage brokers have expert knowledge of all types of loans and how each lender operates. Our extensive understanding of financing, interest rates, closing costs, fees, refinancing options and much more helps in offering valuable insight into choosing the best mortgage loan in UAE suited to your unique situation.

At Cozmo Mortgages, we understand your needs and financial standing to help you find the ideal lender with affordable interest rates. When it comes to mortgages, many factors determine the interest rates and overall processing costs. That is why our professionals will assess your financial situation by considering your income, credit score, borrowing amount, spending habits, monthly expenses and so on. By helping you better understand the lending market and secure a suitable option for your needs, the Cozmo Mortgages team will be able to guide you through the process seamlessly. A combination of personalized support, in-depth industry knowledge and access to exclusive financing deals make our services valuable to you.

We understand how stressful it is to go through the mortgage loan application procedure, especially if you are doing it for the first time. When you work with us, our advisors will be there for you every step of the way – from finding a loan that is right for your financial circumstances to helping you understand everything if there are any issues. Our team of qualified professionals not only assist you in scouring the best mortgage offers but will also handle much of the paperwork on your behalf. We will keep track of all paperwork, including loan applications, credit reports, appraisals and more. Our mortgage advisor in Dubai will ensure that everything is well-organized and submitted on time for approval. Cozmo Mortgages team provide honest and reliable advice – whether you’re a first-time home buyer, remortgaging, buying to let, financing construction projects or releasing equity – we are here to work out what is best for you.

Find The Best Mortgage Loan in UAE with Us

Mortgages in the UAE are for expats as well as residents who want to buy property in UAE. These loans have different types, like ones for buying a home or rent out. For getting a mortgage loan in UAE, you need to have a stable job, a good history of paying bills, and sometimes, you need to work for a certain kind of company.

There are some rules about how much you can borrow, how much you need to pay as a deposit and payment caps. You can get help from our mortgage advisor, you just need important papers like your passport and proof that you live in the UAE.

If you are looking for a mortgage loan brokers in Dubai with good rates and terms, but don’t know where to start, give us a call. We strive to defy your preconceived notions about a mortgage loan advisor by bringing refreshing simplicity to the process and a level of care focused primarily on you. With Cozmo Mortgages, you’ll have access to special rates from some of the UAE’s largest mortgage lenders, all of which will be described clearly and without jargon. Our mortgage consultants will be your primary point of contact, and we will chase the bank and do all the groundwork for you. We take pleasure in making mortgage loan in UAE as simple and hassle-free as possible for you.

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#402, B8 Tower, A Barsha 1, P.O. Box 238065
Dubai – United Arab Emirates

+971 45587195