Get a free 30 minute consultation
If you are looking around for the best mortgage loan in Dubai, get in touch with Cozmo Mortgages. Our qualified and experienced mortgage brokers in Dubai will listen to your requirements, discuss all your mortgage options, and offer you unbiased mortgage advice. Let us take the hassle out of your mortgage loan application process in UAE. Book your free consultation with Cozmo Mortgages now!
We assist in all the paperwork and process to get an easy mortgage loan for Handover Payments, both for projects at the Handover or Near-Handover stages.
Avail up to 85% Loan for your new property or home at competitive interest rates amongst the top 30 banks in the region.
Is this your first home purchase experience?
Cozmo Mortgages offers loans of up to 70-80%, enabling you to reuse the money for renovations or for a new property to expand your portfolio.
Is your existing property in need of a loan?
Choose Cozmo Mortgages for lower interest rates from among 30+ renowned banks to choose from.
Are the current bank rates keeping you worried?
Non Resident Mortgages
No matter where you live, you have access to loans that best suit your purpose for handling property within the UAE. Speak to our experts today.
Whether it is a Near-Handover or Handover Payment, Cozmo Mortgages has your back.
Is your new home ready to be handed over?
If you plan to invest in Dubai property or are looking for a home, our professional services can source the lowest interest rates and easy mortgage plans to help maximize your ROI.
Shariah-compliant finance options for all types of real estate financing.
Commercial properties like offices, warehouses, shops, and other commercial properties require meticulous and diligent work; we make it easier for you to purchase in the commercial space.
Purchasing multiple units requires in-depth knowledge and planning involving multiple contractual obligations, lending institutions, and brokers. Our dedicated team will ensure we do not miss any detail or deadline.
Refinance / Balance Transfer
Renegotiate your existing mortgage terms with another Bank.
Plot & Land Finance
Mortgages for plots and all types of land across UAE.
A construction Mortgage is typically a short-term loan (usually the one-year maximum) used to cover the cost of building your home.
Get a free 30 minute consultation
We constantly analyze and compare the offers of all banks in the UAE in order to find the best mortgage rates for you. Simply fill out the form and we will respond within 24 hours.
Help You With Refinancing
We will arrange cash out today on your fully paid completed units for land or residential, commercial, and building.
Will Arrange Building Finance
Supporting with Buyout
Finance for Commercial & Land
Whether you are looking for a new shop, office, warehouse, or land – we will find for you a suitable option on the market
Non Resident Mortgage
Working with leading UAE banks, we guarantee you the most suitable conditions.
Frequently Asked Questions
Why Cozmo Mortgages?
Tailor-made solutions for Handover and Near-Handover Payments
Best Interest Rates over 30+ Banks
Ideal for Expats and Non-Residents
Support for all types of properties and handovers
Fast & Genuine Offers
Personal Human Interaction
What if I’m not a UAE resident?
Funding in the UAE is available to non-residents. The maximum loan-to-value available in this case will be 75%. Terms and rates depend on your profile.
Maybe it's better to ask the bank for a mortgage directly?
Banks offer standard mortgage products that may not suit you. However, you can save thousands with the right mortgage conditions due to our advice.
What are the mortgage rates in the UAE?
Mortgage rates change monthly. We know the latest rates and will help you to find the best conditions.
What documents are required?
It depends on your situation. We are here to help you.
How much can I borrow?
This depends on your profile, such as your salary, employment status, visa, and your existing liabilities. For a more direct answer, just sent us your contact, and our mortgage advisor will call back you.
What is the minimum deposit?
Again, this is individually, so we will assist you to calculate it.
I still have some questions about getting a mortgage...
Email us or call +971 569616109 anytime. We’re always here for you. Or just sent us your contact, and we’ll call back to help you to find the ideal mortgage package on the market.
In Cozmomortgages they really know the real estate market and, most importantly, bank rates in the Emirates. I have suggested a good solution. Thanks.
Satisfied with this service. Especially compared to Russia. Good company, with a wide range of real estate, flexible terms, and interest rates.
The loan of the developer did not suit because of the huge overpayments. I realized that I need the help of experts, they know the nuances. So Cozmo found a mortgage with much better rates.
Why Hire Cozmo Mortgages as Your Mortgage Advisors in Dubai?
Researching the market for the best mortgage loan in Dubai can be time-consuming. When you hire us, we save your time and effort by carrying out all the legwork for you. Our experts with sound financial knowledge and expertise can guide you in evaluating the available mortgage options and making the right decision. Direct visits to a bank or financing institution only give access to a limited number of mortgage loans in the UAE. With Cozmo Mortgages, you can have access to more competitive interest rates than those offered by traditional lenders. As a reputed mortgage broking company, we are well-acquainted and connected with trusted lenders across the UAE, which helps uncover the deals best suited to your specific requirements.
Our mortgage brokers have expert knowledge of all types of loans and how each lender operates. Our extensive understanding of financing, interest rates, closing costs, fees, refinancing options and much more helps in offering valuable insight into choosing the best mortgage loan in Dubai suited to your unique situation.
At Cozmo Mortgages, we understand your needs and financial standing to help you find the ideal lender with affordable interest rates. When it comes to mortgages, many factors determine the interest rates and overall processing costs. That is why our professionals will assess your financial situation by considering your income, credit score, borrowing amount, spending habits, monthly expenses and so on. By helping you better understand the lending market and secure a suitable option for your needs, the Cozmo Mortgages team will be able to guide you through the process seamlessly. A combination of personalized support, in-depth industry knowledge and access to exclusive financing deals make our services valuable to you.
At Cozmos Mortgages, we understand how stressful it is to go through the loan application procedure, especially if you are doing it for the first time. When you work with us, our advisors will be there for you every step of the way – from finding a loan that is right for your financial circumstances to helping you understand everything if there are any issues. Our team of qualified professionals not only assist you in scouring the best mortgage offers but will also handle much of the paperwork on your behalf. We will keep track of all paperwork, including loan applications, credit reports, appraisals and more. Our mortgage brokers in Dubai will ensure that everything is well-organized and submitted on time for approval. Cozmo Mortgages team provide honest and reliable advice – whether you’re a first-time home buyer, remortgaging, buying to let, financing construction projects or releasing equity – we are here to work out what is best for you.
Find The Best Mortgage Loan In Dubai With Us
If you are looking for a mortgage brokers in Dubai with good rates and terms, but don’t know where to start, give us a call. We strive to defy your preconceived notions about a mortgage advisor by bringing refreshing simplicity to the process and a level of care focused primarily on you. With Cozmos Mortgages, you’ll have access to special rates from some of the UAE’s largest lenders, all of which will be described clearly and without jargon. Our mortgage advisors will be your primary point of contact, and we will chase the bank and do all the groundwork for you. We take pleasure in making mortgaging as simple and hassle-free as possible for you.
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